金融行业翻译|互联网金融定义| Definition of Internet Finance

从广义上讲，互联网金融实际上就是互联网思维与金融业务相互融合作用的产物。广义的互联网金融既包括了传统实体金融机构以互联网络和移动互联网为媒介开展的所有线上服务，也包括了网络服务平台向客户提供的所有金融服务。

In a broad sense, Internet finance is actually the integration product of Internet thinking and financial business. Broad Internet finance not only includes all the online services carried out by the traditional physical financial institutions using the Internet and mobile Internet as the medium, but also includes all the financial services provided by the network service platform to the customers.

从狭义上讲，互联网金融是将云计算技术、大数据模型、移动互联网与互联网络渠道、以及电子商务业务结合的金融服务模式，即互联网技术与金融业务相结合的产物，二者的结合不是简单的加法模式。互联网技术的特点使金融业务具有开放化、自主化等优点，而金融业务也令互联网技术的运用更具价值。

In a narrow sense, Internet finance is a kind of financial service model combining the cloud computing technology, large data model, mobile Internet, Internet channels, as well as e-commerce business. That is to say, it is a product of the combination of Internet technology with financial business and the combination of the two is not a simple addition mode. The characteristics of Internet technology make the financial business have the advantages of openness, autonomy and so on, and the financial business also makes the use of Internet technology more valuable.